Monday, November 7, 2011

Money Monday: Adding Up

Saturday Hubby was away at the state cross-country meet, the teens were at the church youth retreat, Princess Sassy and Prince Steadfast had a busy day planned, so it was just me, Princess Eager, and Prince CuddleBunny.  We were looking for fun and adventure, so volunteered to take some furniture, instruments, and other belongings to Prince Stoic in the Big City.  He'd moved, and a mother should see where her son lives!  It was a favor to him and an outing for us.  (Also a favor to us, as our entry is now free of 5 guitars and a bass drum.)


When we got home the newlyweds were free to join us.  They picked up some Chinese take-out, but meats only, so we augmented with quinoa and veggies we cooked at home.  (This is our usual practice so that the treat of a Chinese food dinner is more economical, and healthier.)  We rented a couple of movies to make an evening of it.


The crackers: Ryvita Fruit and Seed
Crunch Crispbreads
Sunday afternoon Hubby and I went to visit his infirm mom at the care center, where she's lived for the last two years.  It was tough and emotional, and we took a little time afterward for ourselves.  We picked up some crackers and cheese at a supermarket, and drove through a park, and stopped to see one of his friends.  
On the way home, I called to discuss dinner prep, but the kids were already fixing their own choices of leftovers, so Hubby and I seized the rare opportunity to stay out a bit longer.  We decided to finally use the restaurant gift card that had been riding around in Hubby's pocket for a couple of years.


I'm always surprised to see how "cheap weekend fun" can add up so fast, and put a speed bump in the squeaky-tight budget of this large family.  Darn-it.  At another point in our lives, I could've said we made pretty good choices to keep expenses to a minimum while the family enjoyed a great time for the money.  Now, though, maybe I have to cut some of this type of activity out of our available options...


Saturday, daytime:
Eastbound ferry, car & driver (passengers ride free in this direction):  $10  
Sandwiches for 4 at the Prince's favorite place, Paseo's:  $27 
"Necessary-whenever-in-the-neighborhood" Mighty-O Donuts (1 dozen + 2 fritters):  $20   
Westbound ferry, car & driver, plus 2 youth passengers:  $19
Time with Prince Stoic in the sunny city:  Priceless 
View from the ferry.
We made it to the dock for both trips with rare, PERFECT timing.

Saturday evening:
Chinese takeout (meat only):  $6 
2 movies from Red Box:  $2
Family evening together, eating & laughing:  Priceless, again 


Sunday with Hubby:
Crackers & cheese:  $7 
Dinner at Applebee's, less the gift card:  $22
Couple time and visiting Mom-in-law:  To repeat myself... Priceless 


WEEKEND TOTAL:  $113


To make things a little better, some of these things served double duty:
  • 1/2 my Saturday sandwich was Hubby's lunch on Sunday   
  • The majority of the doughnuts were used for breakfasts and lunches on Sunday --They're made from scratch of organic ingredients.  Does that help? ;-)  
  • We had 1/3 of our Saturday dinner left for others to enjoy as leftovers  (approx 2 or 3 servings) 
  • We brought home 1/2 the crackers and cheese (A healthy snack for another time)
  • 1/2 of my Sunday dinner will be Monday's lunch
and

  • Prince Stoic's things had to get to his new house sometime, somehow... So he or we would've had to bear that travel expense
  • We would've had some expense for each meal, anyway, so not all of what we spent was 'extra' 
So, how to figure out the actual over-expenditure of this weekend?  I'm really not sure.  The doughnuts and the dinner out probably could have been replaced for pennies on the dollar, in comparison to what we would've eaten without buying those.  The Chinese take-out was about twice the amount of using our own chicken, and the movies were not exactly a life's necessity.  
So, my best guess?...                                                                                                                                                                                                    
Over-expenditure: $50                                                                                                                                                                                        
It still could've been a pretty good weekend without those excesses.  $50 saved here and there could be very significant.  It's not like I have weekends like this very often, though... So we'll discuss other ways we're trying to cut from our current, more seemingly mundane expenses next week.


*******************************************************************************************************************
 An extra note, just as an FYI: Ryvita Fruit and Seed Crunch Crispbreads are a hard-to-find favorite of mine... Great with Cream cheese.  Hubby said we should try to find where to get a case of them, and I just discovered that Amazon has 10-packs. 


Comments (6)

Loading... Logging you in...
  • Logged in as
What's the cost differential for driving around vs taking the ferry? I know the time difference is huge--we face this every time we have to go to the penninsula for sports. I've found, though, that driving around, even in my 13mpg Suburban, is still more cost effective. And since I'm not paid for my time <g>...it makes the decision a bit simpler. The bonus of the drive is time together in the car. Sometimes we choose to do both--ride the ferry the 'cheap' direction and drive the expensive one. That works well too.
3 replies · active 700 weeks ago
We have calculated it before, but I just did it again, to be sure. Because of our immediate proximity to the ferry, 'off-season' fares, and the Bridge toll, it is over $5 in savings to take the ferry, in figuring only gas and toll, than to drive up. It is a bit more to take the ferry home, and I usually don't...Mostly because of timing and the wait situation at that particular ferry dock, and because a car-load of family can add up. But it being a light commute time, with only the young ones along, and with our early start that day, it was worth the possible extra dollar or so to cut a 75 mile drive to 18 miles, and enjoy a relaxing 40 minutes with the kids on the ferry instead. I think we came out money, and definitely well-being, ahead with that choice, since I suspect that sitting in Saturday afternoon traffic would've eaten up my savings and my nerves! ;-)
JC mileage log's avatar

JC mileage log · 700 weeks ago

Remember there's also wear and tear on the car, and even more on things like tires. Fifty miles might not seem like a lot in the life of a car, but it all adds up.
Yep, that's why I specified "in figuring only gas and toll," and why I have always determined the ferry is the better choice, even when the gas vs ferry has been a toss up, like when summer rates go up. The prices keep going up, but not as much as gas has. Also, that option is much better for my stress level, and physical well-being, as driving aggravates neck problems... So maybe I should add a chiropractor appt to the price of driving around. ;-)
laxsupermom's avatar

laxsupermom · 700 weeks ago

Great tip to just buy the meats and make the grains at home. We also rarely eat out. The last time the hubs and I had a "date night" was with a restaurant gift card, too. Looking forward to more tips on cutting the budget.

PS. on the business side of blogging - Yay to getting the amazon widget to work again! How'd you do that? Also the comments function has been hit or miss for me. I always read, but sometimes the comment thingy doesn't work.
My recent post Mullet Style Wingback Chair
1 reply · active 700 weeks ago
The Amazon widget doesn't work. I had to go through Amazon Affiliates and get the links and pics through their site, instead of so easily alongside my post in Blogger, as we used to. It was a pain, but now that I've gotten used to it, I can deal. I read that Google wants to support their own sales, and not make it so easy for Amazon any more. I guess we'll see!

I was surprised that our dinner could still cost us $22 on top of a $20 gift card. We got their special "2 entrees for $20," and half-price beverages. Hubby subbed a salad for veggies (+$2.50), and upped the size of his steak ($2). Then with taxes and tip...wow!

Post a new comment

Comments by

Related Posts Plugin for WordPress, Blogger...